Spend less on groceries

Food is one of the easiest bills to trim without feeling deprived.

Habits that help

• Shop with a list, and eat before you go.
• Compare unit prices (price per kilo, litre or 100 g) instead of package prices.
• Try store brands for basics such as flour, rice, pasta and canned goods.
• Buy fruit and vegetables that are in season.
• Use up what you already have before buying more.

Plan around what is cheap

Build a few meals around low-cost staples like beans, lentils, eggs, rice, oats and frozen vegetables. Frozen produce is often cheaper and keeps for months.

Watch for common traps

Large packs are only a bargain if you will use them. Promotions at eye level are not always the best price, so check the shelf above and below.